Mortgage Loan Officer

SUMMARY: Texas Bank is a local Community Bank focusing on residential mortgage lending as our primary business model.
Our Mortgage Loan Officers currently average closing over 15 loans per month.
Suppose you are an experienced MLO who is presently offering secondary market loans.
In that case, you can double or triple your current production using our extensive Portfolio lending programs.
We are a full-service agency mortgage lender offering FHA, VA, USDA, Fannie Mae, and Freddie Mac Loans.
We are a Fannie Mae seller servicer and a Freddie Mac seller servicer.
We keep the servicing on more than 90% of the loans we close.
If you can think outside the DU/LP box, apply today to join our Bank Mortgage Team at Texas Bank.
JOB DUTIES AND ESSENTIAL FUNCTIONS: Utilize and develop a network of sources for mortgage loan business, primarily Realtors and Builders.
Maintain a positive sales environment by educating potential buyers, Realtors, and homebuilders about the products and services offered by our bank.
Utilize and market to a database of existing bank customer contacts.
Lock down and deliver finalized loan applications to the processing department promptly.
Discuss the loan rate, terms, and conditions with prospective borrowers.
Input loans correctly in the company’s loan processing system (Encompass).
Collect up-front loan fees from applicants.
Always follow compliance requirements.
Stay informed about the processing status of your loans at all stages of the approval process, and keep borrowers and Realtors updated.
WORKING CONDITIONS: Air-conditioned office environment PHYSICAL DEMANDS: Sit for extended periods of time.
Walk, stand, bend, squat, twist, and reach.
Simple grasping and fine manipulation Extended keyboarding MINIMUM REQUIREMENTS: High School diploma or GED or equivalent.
required 2 years or more of college.
preferred Valid NMLS number preferred (the bank can provide if needed) ITIN Mortgage Loan experience.
preferred 3 or more years of Mortgage Loan Officer experience.
required Strong communication skills (verbal and written), analytical, organizational, and presentation skills.
Ability to gather and analyze data from multiple sources and work on more than one project at a time are crucial.
Disclaimer: This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee.
Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.
We are an Equal Opportunity Employer TexasBank is committed to providing equal employment opportunities regardless of race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws.
This policy applies to all terms and conditions of employment, including, but not limited to, recruiting, hiring, placement, promotion, compensation, benefits, training, disciplinary actions, layoff, recall, transfer, leaves of absence, and termination.
Employees with questions or concerns about any type of discrimination in the workplace are encouraged to bring these issues to the attention of Human Resources.